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I Can’t Wait for This Year to End

But we did learn some important things, and I’m optimistic that 2025 will be better.

The SBA’s New Leader Will Face Real Challenges

Defaults on Covid-era lending have left a cloud hanging over the agency. Can it learn from its mistakes without forfeiting its mission?

Don’t Let Your Bank Take Advantage of You

I was surprised to learn how many business owners leave money on the table when dealing with their bank.

The Art of Picking The Right SBA Lender

The top 100 SBA lenders are far from interchangeable. They come in many different shapes, sizes, and competencies. And they also come and go.

21 Hats Live: We're Going to Ann Arbor!

We will have peer-group conversations on the issues you want to discuss. We will tour local businesses. We will eat good food. We will build relationships. And we’ll leave inspired.

Never miss a 21 Hats Podcast episode
Searching for a Bank that Understands Entrepreneurs

It’s been a long, difficult search with lots of twists and turns and more than a little hair-pulling, but I think I’ve found the right bank.

Tough Times Can Bring Big Opportunities

Yes, the economy has been scary and unsettling, but the way you respond can change the direction of your business.

Introducing the 21 Hats Marketing Workshop

This is a very unusual opportunity to participate in a collaborative workshop with fellow business owners led by someone with real expertise. Everyone leaves with a real strategic plan tailored specifically to their own business!

As the Covid Cash Runs Out, Entrepreneurs Confront a Hard, New Reality

If we have been living off of Covid cash—whether directly or as the result of government funding going to clients and customers—what is our plan going forward?

The SBA Has a Branding Problem

Heard its programs aren’t worth the trouble? Your friend's SBA experience might not be your experience.

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