Latest POSTs
AI Has Already Transformed Our Business

It’s made us faster, smarter, and more curious. But so far, we’ve been taking the easy, safe, inexpensive steps. Now it gets more complicated.

When the Government Shuts Down, So Does SBA Lending

A small business owner trying to buy equipment, refinance debt, or expand operations suddenly can’t move forward. Sellers waiting for deals to close are left hanging. 

Would You Risk Your Home to Save Your Business?

A business owner confronts an excruciating choice between doing what’s right for his business and what’s right for his marriage.

The SBA’s Playbook for Business Acquisitions

From zero-down financing to 10-year repayment terms, here’s how to make the agency’s rules work in your favor.

Why the Manufacturing Credit Is More Talk Than Traction

The SBA’s latest announcements look good on paper, but the agency has yet to deliver bottom-line results

Never miss a 21 Hats Podcast episode
The Hidden Strings on Your EIDL Loan

You may think you can raise equity freely, but without the SBA's permission, you could be planting a compliance landmine in your business.

When Your Growth Outpaces Your Bookkeeping

Three very different companies, one common problem: Without strong accounting, financing becomes more complicated—or impossible.

The Economy, the Headlines, and the Entrepreneur’s Mindset

We're living through a period of remarkable uncertainty. That's when great entrepreneurs thrive.

When the Search for Capital Goes Wrong

In part because there are so many options, it’s easy for owners to make choices that they come to regret.

Could My Business Be a Bellwether for the Economy?

I have my doubts, but it’s kind of been acting that way, and right now, things are looking surprisingly good.

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