Latest POSTs
Last Week, A Lot Changed at the SBA

With new responsibilities but far fewer people, the agency faces an uncertain future.

Yes, the Chaos Is Frightening

Our job as entrepreneurs is to stay focused and not let the noise derail us.

The SBA Should Not Be Defined by Fraud

When evaluating the program, it’s important to separate what’s fraudulent from what’s just bad policy.

How Is The Chaos in Washington Affecting the SBA?

There's a lot of confusion about what's happening in Washington. Here's what I think it means for the SBA.

Some Things Just Cannot Be Measured

This year, we are going to invest in employee-training programs. It’s an important initiative, but tracking its results, and its ROI, would be difficult.

Never miss a 21 Hats Podcast episode
Some Business Owners Have Disdain for the SBA

But the problems they see are not always caused by the SBA.

How Would You Finance a Buyout of Your Partner?

One of my clients has a tough decision to make: Is he willing to use his home as collateral?

I Can’t Wait for This Year to End

But we did learn some important things, and I’m optimistic that 2025 will be better.

The SBA’s New Leader Will Face Real Challenges

Defaults on Covid-era lending have left a cloud hanging over the agency. Can it learn from its mistakes without forfeiting its mission?

Don’t Let Your Bank Take Advantage of You

I was surprised to learn how many business owners leave money on the table when dealing with their bank.

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